How to get a free Fitbit or Apple Watch from your insurance company

Image of article titled How to get a free Fitbit or Apple watch from your insurance company

Photo: Charnsite (Shutterstock)

Fitness Trackers to like Apple watches and Fitbitsare generally not as expensive as technology like smartphones and tablets, but they are not exactly cheap. You certainly wouldn’t pass up the possibility to take one for free. And ones it turns out that many insurance companies include fitness programs that come with a free tracker, earn you a free tracker, or offer device discounts.

HowToGeek dove into fitness rewards for some of the greatest insurance companies to see which ones were offering deals or giveaways for Apple Watches and Fitbits. Now, not all insurance companies offer the same fitness tracking offers…some let you have a Fitbit or Apple Watch “for free” (with conditions, of course), while others just provide discounts on devices. However, it is it is worth checking with your supplier’s promotions to see what you are entitled to.

Buthat Fitbit or Apple Watch is not really “free”

However, it is also worth reading the fine print. In many cases, your insurance company will have access to the activity and health data you generate as you move around with the fitness tracker, as well as the data you provide in the insurance company’s app. insurance or in the connected health app on your phone.

Here is United Healthcare Privacy Policy, for example. A careful reading reveals tThe company is willing to take all the data it can from you, including health, activity, camera usage, local storage, phone dialer, where you touch your screen, sleep data, nutritional data, among other data points. Although all privacy policies differ, there is similar language in other insurance programs.

While it’s not great, it’s also not exclusive to the fitness tracking offering:JThese privacy policies generally also apply if you just use that of the supplier health app. If you’re already using their programs, you’re not imparting much new information by opting for a free fitness tracker.. To stop these companies from accessing your data, you need to stop using their apps altogether, so you’ll have to decide whether the apps and freebies are worth the privacy trade-off.

Those caveats aside, here are the devices and deals offered by various vendors.

United Healthcare — A free fitness tracker

Speaking of United Healthcare, if you are under their insurance, you are eligible for the “Motion” application for iPhone and android, which comes with a free fitness tracker. Although United Healthcare does not specify on its site which trackers are eligible, HowToGeek reports that you can qualify for a Free Fitbit or Apple Watch after earning enough credits from your workouts. It is possible that the initial the free tracker is a different third-party option, and the Fitbit or Apple Watch comes down the line.

Aetna — AmMostly free Apple Watch

Aetna customers have access to Attain by Aetna, a the app is available for iPhone and androidbut which one requires an Apple Watch to use. That’s why Aetna lets users get an Apple Watch mostly free (you’re responsible for activation fees and sales tax).

However, you cannot sign up for the app, pick up your watch, sit back and relax. Aetna asks you to “pay” for the watch with points earned from workouts and other fitness activities over the next 24 months. If you are someone who is generally active, this probably won’t be a problem. But if you’re getting into fitness for the first time, it could be a big commitment. If you decide the workouts aren’t for you, but you still want the watch, you’ll have to pay the rest difference.

Cigna — A free Apple Watch or Fitbit with subscription to Active&Fit

If you have Cigna, you can save 25% on a Active and fit subscription. According to Active&Fit FAQs, the standard plans cost $29 per month, so you end up paying $21.75 per month. It may not look as attractive as other offers here, but as stated per HowToGeek, this subscription comes with a promo code for a free Fitbit or Apple Watch. If you are thinking of using the Active&Fit subscription, this might be a good deal for you.

Anthem Blue Cross Blue Shield – 22% off a Fitbit

Blue Cross Blue Shield’s Anthem”Blue365“has plenty of deals, but a free fitness tracker isn’t one of them. Still, the company will take 22% off the purchase of a new Fitbit, and offers 12 months of Fitbit Premium for free (linked to Fitbit purchase). If you already have a Fitbit, you can get an annual subscription for $56, which is $24 less than the regular price.

Since you don’t need to connect this discounted Fitbit to an app, you can safely get away with this discount without signing your data. That’s a win in my book.

Humana—A credit to Fitbit or Garmin

The Humana program, Go365, lets you earn credits during your workout, which you can redeem for rewards like a Fitbit or Garmin. However, without access to the program, it’s unclear how many credits you need to earn these fitness trackers, or whether these trackers are “free” or just discounted. If you have access to Go365, dig to find out.

Leave a Reply

Your email address will not be published.